The HT Group is proud to partner with a well-established Community Bank in Hutto, Texas, to find a Senior Commercial Loan Officer for an immediate Direct Hire. This is a high-impact role for a seasoned lender with experience across commercial, mortgage, and consumer lending. If you’re a relationship-driven banking professional who thrives on business development and deal structuring, we want to hear from you.
Key Responsibilities
- Originate, underwrite, close, and service a portfolio of commercial and consumer loans.
- Build and maintain strong relationships with existing and prospective clients.
- Develop and execute strategic sales and service plans to grow and retain business.
- Conduct in-depth financial analysis and present loan requests to credit committees.
- Monitor loan performance, conduct risk assessments, and manage delinquent accounts.
- Review and approve consumer overdrafts and loan applications.
- Identify new lending opportunities through referral networks and community outreach.
- Maintain a deep knowledge of bank policies, industry regulations, and lending products.
- Support the bank’s relationship-based service model with outstanding customer care.
What We’re Looking For:
Education & Experience:
- Bachelor’s degree in Finance, Business, Economics, or related field preferred.
- Minimum 3+ years of experience in loan operations (funding, servicing, processing) in a community bank or credit union.
- Formal credit training highly desirable.
Skills & Knowledge:
- Strong knowledge of direct and indirect lending (e.g., auto loans), credit analysis, and loan structuring.
- In-depth understanding of banking regulations, lending practices, and collection methods.
- Excellent communication skills—both verbal and written.
- High integrity, confidentiality, and professionalism.
- Ability to work independently and collaboratively in a team setting.
Work Environment
- Onsite position in Hutto, Texas.
- Requires travel between bank branches and customer locations as needed.
- Must be comfortable working under pressure and making sound financial decisions.
- Role includes extended periods of computer use and client interaction.
Why Join This Team?
- Stable and reputable community bank with deep roots in the local area.
- Leadership opportunity to shape the lending strategy in a growing market.
- Supportive culture with a strong focus on relationship banking.
- Direct hire with competitive base salary, performance bonus, and solid benefits.
Ready to take the next step in your lending career?
Apply today to join a team where your expertise and relationships truly matter.
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